With burial insurance, your family doesn't have to worry about paying for your funeral. That's taking care of their future.

Burial insurance, also known as final expense insurance, is a type of whole life insurance designed to cover end‑of‑life expenses such as funeral costs, burial or cremation, medical bills, and other outstanding expenses. It typically offers smaller coverage amounts—often between $5,000 and $25,000—and pays a tax‑free death benefit directly to beneficiaries.

Burial insurance works by providing a guaranteed death benefit as long as premiums are paid. Policyholders pay fixed monthly premiums, and when the insured passes away, the insurance company pays the benefit to the beneficiary, who can use the funds for funeral and related expenses. Most burial insurance policies are permanent (whole life) and do not expire.

Your family home is a major investment. At least a third of your household income will go to keep and maintain it. A life insurance policy can give your family a way to off the home's mortgage and make sure they can continue to live there worry-free.

Burial insurance is a type of life insurance, but it differs from traditional term or whole life policies in purpose and coverage size. While traditional life insurance is often used for income replacement or wealth transfer, burial insurance is specifically intended to cover funeral and final expenses, with lower benefit amounts and more lenient underwriting.

Burial insurance proceeds can be used to cover a wide range of final expenses, including funeral services, burial or cremation costs, caskets or urns, memorial services, outstanding medical bills, and unpaid debts. The beneficiary has full discretion over how the funds are used, unless the policy is assigned to a funeral provider.