Riding to Work? Insure Your Bike

John Barnes • November 25, 2023

Private health insurance is a popular insurance component, but it isn't for everyone. Learn the pros and cons of having it, and decide if it's right for you.

Person riding a white bicycle on a sunlit street, wearing a backpack and black shorts.

Let's start with the pros.


It covers medical expenses 
A private health insurance policy covers certain medical expenses that public health system or Medicare doesn't.


It covers (some) hospital expenses
In the event that you'll require hospitalization, a private insurance policy could cover some of your expenses, and you'll be treated like a private patient.


And now for the cons - and there's a big one:


The cost
This will be a real problem if you're already in poor health and don't have any kind of group coverage. Usually, individual health insurance policies can cost around a few 100s of dollars a month.

< Older Post Newer Post >

Do You Want Our Help?

Fill out the form below and we'll get back to you shortly with more information about this post. Please note the TCPA disclosure.

Send Message

By clicking ‘Send Message’, you agree and consent to receive marketing communications from John Barnes Insurance, including phone calls, text messages, and emails regarding insurance products and services. You agree that these communications may be made using an automatic telephone dialing system, artificial or prerecorded voice, or other regulated technology. You understand that your consent is not a condition of purchase. You also agree that by submitting this form, you authorize John Barnes Insurance to contact you at the phone number and email address provided, even if your number is listed on any state or federal Do Not Call (DNC) registry. Message and data rates may apply. You may revoke your consent at any time by replying STOP or by contacting us directly.

Man stretching at a desk beside a laptop in a bright home office.

Yes, You Can Get Guaranteed Issue Life Insurance With $100K Coverage

By John Barnes • July 3, 2026
Most people assume $100K guaranteed issue life insurance is off the table without a medical exam. Here is exactly how to find it, qualify for it, and lock it in.
Person holds a fluffy gray cat near a bright window, touching noses with it.

5 Tips for Finding Good Pet Insurance

By John Barnes • November 25, 2023
Private health insurance is a popular insurance component, but it isn't for everyone. Learn the pros and cons of having it, and decide if it's right for you.

The Pros and Cons of Private Health Insurance

By John Barnes • November 25, 2023
Private health insurance is a popular insurance component, but it isn't for everyone. Learn the pros and cons of having it, and decide if it's right for you.